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Monday, January 29, 2024

Openings for Branch Credit Manager in HDB Financial Services in Multiple Location

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Company: HDB Financial Services

Location: Salem, Dharmapuri, Karur, Erode.

Experience Required: 4-8 years

CTC: As per Industry

Job description

Job Description

  • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
  • Verifying the promoters track record & ascertaining their credit worthiness.
  • Analysis of the financial statements of the prospective customer to identify the short term & long term
  • solvency & liquidity position
  • To ensure Bounce Rate and Delinquency are within acceptable standards.
  • Monitor and enforce approval rate and TAT as per prescribed standards.
  • Monitor and ensure that monthly Branch audit score is satisfactory.
  • Vendor Management.
  • To conduct customer meeting to evaluate credit proposal
  • PDD Tracking and closure
  • Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Roles & Responsibilities

Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. • Loses / Portfolio quality parameters • Cost of credit administration • Employee Productivity • Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.

Contact Details

Lokeshkumar R



Click Here to Apply

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