Company : HDB Financial Services
Experience Required : 2-7 years.
Location: Aruppukkottai, Salem, Erode
Job description
Greeting From HDB Financial Services Ltd…!!!!
We are Hiring for Branch Credit Manager – Erode ,Salem & Aruppukkottai locations..
Job description
- Evaluating credit proposals covering financial, business and industrial risk & decision of the loan.
- Verifying the promoters track record & ascertaining their credit worthiness.
- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
- To ensure Bounce Rate and Delinquency are within acceptable standards.
- Monitor and enforce approval rate and TAT as per prescribed standards.
- Monitor and ensure that monthly Branch audit score is satisfactory.
- Vendor Management.
- To conduct customer meeting to evaluate credit proposal
- PDD Tracking and closure
- Compliance to repayment instrument replenishment to ensure regular repayment of EMI
- Take sound lending decisions based on available information & interactions with the applicants.
- Manage credit quality and control delinquencies, frauds.
If Interested candidates kindly share me your updated cv to ajith.a@hdbfs.com
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