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Saturday, September 21, 2024

Openings for Branch Credit Manager in HDB Financial Services

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Company : HDB Financial Services

Experience Required : 2-7 years.

Location: Aruppukkottai, Salem, Erode

Job description

Greeting From HDB Financial Services Ltd…!!!!

We are Hiring for Branch Credit Manager – Erode ,Salem & Aruppukkottai locations..

Group Of Business team meeting working and brainstorming new business project

Job description

  • Evaluating credit proposals covering financial, business and industrial risk & decision of the loan.
  • Verifying the promoters track record & ascertaining their credit worthiness.
  • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
  • To ensure Bounce Rate and Delinquency are within acceptable standards.
  • Monitor and enforce approval rate and TAT as per prescribed standards.
  • Monitor and ensure that monthly Branch audit score is satisfactory.
  • Vendor Management.
  • To conduct customer meeting to evaluate credit proposal
  • PDD Tracking and closure
  • Compliance to repayment instrument replenishment to ensure regular repayment of EMI
  • Take sound lending decisions based on available information & interactions with the applicants.
  • Manage credit quality and control delinquencies, frauds.

If Interested candidates kindly share me your updated cv to ajith.a@hdbfs.com

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