Job description
- Provide objectivity to the Credit approval process
- Underwrites new transactions and document renewals, modifications and covenant violations
- Review commitment letters; reviews and approve annual reviews and tenant underwriting for report to loan committee
- Ensure adherence to Credit policy, guidelines and regulatory requirements
- Assists loan document negotiations
- Support the growth and development of the assigned commercial lending loan portfolio by effectively managing client portfolios.
- Provide ongoing coaching and support for credit analysts
- Effectively monitor portfolio for revenue opportunities and/or loan exposures
- Responsible for credit analysis, proper loan structuring and overall sales efforts in area
- Assist in the sales proposal process, including accompanying the lenders on customer and prospect calls and various other sales/customer oriented projects
- Establish and maintain relationships with current and prospective clients. Leverage customer knowledge to proactively identify and recommend opportunities to cross-sell additional loan and non-credit products to clients
- Manage loans through the lending process and present loan requests and renewals to Senior Management and Loan Committee
- Complete all requirements of loan bookings, to include preparation, review, documentation and filing
- Work with clients to modify and/or restructure existing loans as needed
- Underwrite new loans, renewals, extensions and modifications
- Help resolve credit problems, delinquent payment issues, and other related affairs
Role: Credit Manager
Industry Type: Financial Services
Department: BFSI, Investments & Trading
Employment Type: Full Time, Permanent
Role Category: Lending
Education
UG: Any Graduate
PG: Any Postgraduate
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