Are you an experienced Credit Professional looking for a career opportunity in the Banking, NBFC or Housing Finance sector?
Here is a new job opportunity for experienced professionals!
Acura Solutions has advertised a job opportunity for the position of Regional Credit Manager – Affordable Home Loans through Naukri.com.
Candidates with 10 to 15 years of relevant experience can explore this opportunity. The job locations mentioned in the listing include Chennai, Hyderabad and Bengaluru.
Job Overview – Regional Credit Manager Recruitment 2026
| Particulars | Details |
|---|---|
| Company | Acura Solutions |
| Job Title | Regional Credit Manager |
| Business Segment | Affordable Home Loans |
| Required Experience | 10–15 Years |
| Job Locations | Chennai, Hyderabad, Bengaluru |
| Job Portal | Naukri.com |
| Job Category | Banking / NBFC / Housing Finance |
Key Job Responsibilities
The following are typical responsibilities associated with a Regional Credit Manager position in the Affordable Housing Finance business. Refer to the original job listing for the exact requirements.
1. Credit Underwriting & Approval
- Evaluate Affordable Home Loan applications.
- Assess applicants’ income, repayment capacity and financial eligibility.
- Review property documents and legal and technical reports.
- Ensure credit decisions comply with the company’s credit policies.
- Identify potential credit risks and recommend appropriate mitigations.
2. Regional Credit Team Management
- Manage and monitor the regional credit team.
- Guide Credit Managers and Credit Officers.
- Ensure quality underwriting and timely loan processing.
- Conduct regular performance reviews and provide training.
- Improve overall team productivity and operational efficiency.
3. Portfolio Quality Management
- Monitor portfolio quality and asset quality.
- Identify early delinquency trends and potential NPA risks.
- Review credit deviations and policy exceptions.
- Coordinate with collection and business teams to maintain a healthy portfolio.
4. Business & Risk Management
- Coordinate with sales and business teams to achieve business objectives.
- Maintain a balance between business growth and credit quality.
- Improve loan processing turnaround time (TAT).
- Ensure compliance with internal credit policies and regulatory requirements.
Eligibility Criteria
Experienced professionals from the following sectors may consider applying:
- Housing Finance Companies (HFCs)
- Banks
- Non-Banking Financial Companies (NBFCs)
- Affordable Housing Finance Companies
- Home Loan Credit Underwriting
- Loan Against Property (LAP)
- Mortgage Lending
Experience Required: 10–15 years.
Professionals with experience in credit underwriting, regional credit operations, team management and portfolio quality management may find this opportunity relevant.
Job Locations
The following locations are mentioned in the job advertisement:
- Chennai – Tamil Nadu
- Hyderabad – Telangana
- Bengaluru – Karnataka
Interested candidates should confirm their preferred location and other employment conditions with the recruiter
Share this content: