Tata Capital is hiring for an Area Credit Manager – Commercial Vehicle – Credit Appraisal position in Chennai, Tamil Nadu.
The vacancy is suitable for experienced professionals in credit underwriting, commercial vehicle finance, corporate finance and NBFC lending.
📌 Job Details
Company: Tata Capital
Job Title: Area Credit Manager – Commercial Vehicle
Location: Chennai, Tamil Nadu
Experience: Minimum 5 years
Qualification: MBA / PGDBA / PGPM / CA or equivalent
Job Type: Full-time
Posted: 12 September 2026

💼 Key Responsibilities
The selected candidate will be responsible for:
- Underwriting corporate finance business and managing the assigned-area portfolio
- Managing end-to-end credit approval for the designated region
- Underwriting cases and presenting proposals to senior management
- Reviewing credit memos and taking approval/decline decisions
- Authorizing credit-policy deviations
- Approving disbursement requests after documentation compliance
- Monitoring PDD and documentation requirements
- Coordinating with FI, Legal and Technical vendors
- Working with the recoveries team and generating business insights
- Leading credit approvers to maintain portfolio quality
- Monitoring delinquencies and credit-risk indicators
- Developing and implementing credit programs
- Training and coaching the credit team
- Ensuring proper credit analysis, customer screening, underwriting and sanctioning.
🎯 Who Can Apply?
This opportunity may be particularly relevant for professionals with experience in:
- Commercial Vehicle Finance
- Vehicle Finance
- NBFC Credit
- Corporate Finance
- Credit Underwriting
- Retail Lending
- Loan Appraisal
- Credit Risk Management
- Portfolio Management
Candidates with strong experience in credit appraisal and team management may consider this opportunity.
📍 Job Location
Chennai – Centennial Square, Tamil Nadu
The role is office-based and involves managing the credit portfolio for the assigned area.
🔗 How to Apply
Interested candidates can view the complete job description and apply through the job listing below:
👉 Apply for Tata Capital Area Credit Manager – Commercial Vehicle, Chennai:
Apply for the Tata Capital Area Credit Manager – Commercial Vehicle position
Important: Candidates should verify the current vacancy status and eligibility requirements before applying, as job postings can change or close without notice.
🔎 More Credit Manager Jobs
For professionals looking for ACM, RCM, Credit Manager, Regional Credit Head or Zonal Credit Manager opportunities, Chennai and Tamil Nadu continue to have openings across NBFCs, banks, housing finance and vehicle-finance companies.
Job information checked on September 19, 2026.
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